Live debt free,
earn as you spend.
Avoid risks of getting into debt or overspending.
Spend your available balance. Track your expenses.
Earn instant cash rewards with Papara Cashback.
No hidden fees, maintenance fees, card fees.
Open an accountSpend
Secure shopping anywhere
around the world.
Earn
Earn cashback from brands and categories
without minimum spending limits.
Deposit & Withdraw
Deposit/withdraw money at all local ATMs.
No fees at Akbank ATMs.
Choose your Papara Card. You can't go wrong with Papara.
Papara Card
Use it completely free, get instant cash on certain brands. Moreover, you can design your own card.
Accepted worldwide, contactless payment
No card fees or monthly fees
Earn cash instantly with the Cashback Program
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Design your own card for ₺99,90
Metal Card
Metal Card made of 18 grams of laser-cut stainless steel, with your name on it.
₺999,90 one-off card fee
Accepted worldwide
No monthly fees
18 grams of stainless steel
Produced abroad for you
Earn cash instantly with the Cashback Program
Cash deposit at ATMs
Free cash deposit at Akbank ATMs
Supporter Card
Discover the new TS Card with special benefits for Trabzonspor fans now.
₺99,90 one-time fee
No monthly fees
Earn 10% Cashback in TS Club
Special raffles and benefits for TS Card holders
Accepted worldwide
Earn cash instantly with the Cashback Program
Contactless payment
Cash deposit/withdrawal at ATMs
Free deposit/withdrawal from Akbank ATMs
Collection Card
You can purchase limited edition Collection Cards from Papara and add it to your account.
₺99,90 one-time card fee
Accepted worldwide
Earn cash instantly with the Cashback Program
Contactless payment
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Voice Card
Presented special to our visually impaired users. You can hear your shopping amount with Bluetooth.
₺299,90 one-off card fee
Can only be used phones with NFC
Accepted worldwide
No monthly fees
Earn cash instantly with the Cashback Program
Deposit/withdraw money from all ATMs
Free deposit/withdrawal from Akbank ATMs
Virtual Card
Can be instantly created and used for online shopping with its digital card number.
Accepted worldwide
Free virtual cards every month
Earn instant Cashback
Create and use instantly
Ghost Virtual Card
Single-usevirtual card to safely shop on websites that you do not know or trust.
Accepted worldwide
Disposable virtual card
Earn instant Cashback
Create and use instantly
Closes instantly after the first spending
Gift Card
Send a virtual Gift Card to your loved ones. They can only use it on the brand of your choice.
Used as a virtual card
Usable only on the brand of your choice
Sent immediately or on a specified date
Can be used for 1 year
Has its own balance
100% control
at your fingertips.
Add your Papara Card. Set a PIN.
Disable & enable your card as many times as you like.
Do it all without leaving the app.
Track your spending,
manage your budget.
Know where your money goes. Monitor your budget with charts in real time.
Manage subscriptions
in one place.
View subscriptions on your Papara Cards and keep track of your spendings.
Tired of canceling subscriptions one by one? Pause any subscription payment with one tap on the Papara app.
Withdraw money from ATMs easily.
Even if you don't have your Papara Card with you, you can withdraw money from ATMs. Enter the amount you want to withdraw, scan the QR code displayed on the ATM screen, withdraw your money.
Make your POS payments with QR.
Even if you don't have your Papara Card with you, you can make payments at POS terminals. Simply scan the QR code generated on the POS, confirm your payment, and complete your purchase.
Split bills and expenses.
Going out with friends?
Don't fret as the bill comes. Papara does the math and splits your bill in an instant.
Not only card spendings too, you can split monthly bills with your homemates.
Round up the cents, let the cents turn into kindness.
You can round up the cents from your expenses made with Papara Card to the next TL and donate the difference to the charity organization of your choice.
Earn instant cashback as you spend.
Earn instant cash on fixed brands at fixed rates without following the campaign period and conditions with the Cashback Program.
Earn cashback, use it as you wish.
Earn instant cashback on your purchases with your Papara Card from many different brands.
Whether you want your cashbacks to be transferred directly at the end of the month, you can transfer them to your Papara Savings Account if you wish, let it accumulate drop by drop.
Papara Cashback Offers
With the Cashback Program that is updated every season, this spring, you can earn ₺1450 instant cash every month.
This Cashback Program is valid between 1 April - 30 June.
Invite a Friend, Earn Together
Let the friend you invite to register with Papara and confirm their account, and both of you earn 25 TL instant cash from the first Papara Card spending.
Papara Card Physical and Online Points of Sale
Stay tuned for more locations!
Frequently Asked Questions
Papara Card is a multi-functional prepaid card.
· You can use your card for in-store and online shopping worldwide.
· All Papara Cards are enabled for contactless payments.
· You only spend your available balance.
· Papara Card users can deposit money via cash deposit points or wire transfer/EFT.
Your latest card transactions and purchases are listed in the Recent Transactions on Papara Card details.
You can also review your transactions from Recent Transactions on the Main Page. Filter your transactions to review your Papara Card spending.
Monitor the category breakdown of your spending from the Summary in Papara Card.
You need to first open a Papara account to get a Papara Card.
- Open a Papara account using the mobile app or via papara.com.
- Log in to the mobile app and follow the steps to verify your account.
- Visit Papara Card > New Card and click "Request Papara Card"
- Add your delivery address and confirm your application.
After applying for a Papara Card, your application will be evaluated, and you'll be notified of the result. You can track the application and delivery status by selecting your card from the Papara Card page.
Remember, once you apply, you don’t need to wait for your Papara Card to be delivered. You can get a Papara Card from points of sale to use it with your Papara account. You can also create a Papara Virtual Card from the Papara app and shop online.
You can request maximum 3 Papara (Black, Gray, Rose, Almond, Teal) Card on Papara mobile application or papara.com .
You can split your Papara Card payments with your friends easily. When you pay the bill, just select card payment and split the amount with friends you select. Send your split request and notify them.
Remember, you can also invite friends who have no Papara account by sending them split requests.