Premium travel insurance includes the following items in addition to the scope of Travel Insurance. 

• Medical information and consultancy
• Getting Covid-19 or an infectious disease
• Substiuation of personal belongings
• Delay due to overbooking
• Missed connecting flight due to delay
• Loss or damage to luggage 
• Delay or cancellation of travel
• Cash advance abroad
• General information service
• Baggage delay 
• Loss of passport or ticket
• Legal defense
• Extansion of stay due to injury or illness
• Last minute fligt hijacking