Papara, not a bank!
Send money 24/7 for free, pay your bills, and manage your budget. Use Papara Card around the world, avoid fees, and earn instant cashback as you spend.
Join in with over 20 million Papara users and enjoy financial freedom.
Enjoy the best of both worlds, the simplicity of a debit card with rewards of a credit card.
Spend your available balance with Papara Card.
No overdrafts, no overspending. Track your spendings in real time and earn instant cashback as you spend.
No more card fees!
Spend
Secure shopping anywhere
around the world.
Earn
Earn cashback from brands and categories
without minimum spending limits.
Deposit & Withdraw
Deposit/withdraw money at all local ATMs.
No fees at Akbank ATMs.
Earn cashback as you spend.
No need to figure out how to earn and spend your cashback. Papara Cashback is simple and quick without discount codes or points, instant cash rewards. Earn cashback without worrying about campaign durations, spending conditions, and expiration dates.
This Cashback Program is valid between 1 October - 31 December.
Invite a Friend, Earn Together
Let the friend you invite to register with Papara and confirm their account, and both of you earn 50 TL instant cash from the first Papara Card spending.
Your money is safe with us.
Papara operates under the supervision of the Central Bank of the Republic of Turkey.
Papara users' funds are guaranteed and held in accounts in the Central Bank of Republic of Turkey.
Papara cannot collect interest and generate profit from users' funds.
No limited EFT hours
No hidden fees
No waiting
Want to send money to your friend at 9 PM?
No problem! Send money whenever you want!
Select your friend from your contact list or enter IBAN, send money instantly.
24/7 transactions with Papara.
And it's free.
Cash deposit locations
All banks
ATMs
Add funds to your Papara account via wire transfer from your bank or local ATMs,
Teknosa stores, CarrefourSA and PTT branches.
Transfer money from your Papara account to your bank account 24/7.
Withdraw cash from all ATMs via Papara Card. Akbank ATMs are completely free!
Bills,
Expenses,
You're in charge.
Is your electricity bill going up this year?
Pay bills with Papara and let us keep track.
Get notifed instantly when a bill is ready to be paid. Never miss a payment again.
Manage all your expenses with Papara!
Your budget is
under control
Learn where you spent the most at the end of the month.
Papara tracks your spendings, payments and transfers, and displays it all in categories.
Budget management made easy with Monthly Summary.
Separate accounts, Just for your savings.
Create free savings accounts for your goals. Set up each account to represent what it’s for.
Transfer cash instantly or with recurring transfers, track your progress with each deposit.
Start saving now and don’t delay that special something.
Enjoy your financial freedom
with a single app.
All you need is Papara
Open an account
Open your account in just a few clicks, anywhere, anytime.
Send money easily
Free money transfer in a snap, 24/7.
Spend debt free
Know where your money goes. Track your spendings with charts in real time.
Earn cashback
Earn instant cashback as you spend.
No minimum spending limits or
complicated rules.
Pay Bills
Pay your bills for free.
Track your payments with charts.
Request money
Select a contact, set the amount, add your message, and send your request.
Save Money
Open saving account,
save money regularly.
Pay & Receive Payments with QR
Make payments by scanning a QR code.
Share your QR code to receive instant payments.
Receive payments easily with Papara.
A perfect solution for private businesses, individual vendors, and independent contractors.
Share your Papara number, or generate a QR code to receive payments easily.
Apply for a Personal Commercial account and start receiving payments with debit/credit cards.
No more fixed or monthly fees.
Cutting-edge financial solutions tailored for modern businesses
Papara Business solutions allow organizations to make hassle-free, single-click payouts on web and app with a seamless integration.
Papara Business Card is designed to provide a 100% customized professional card to handle and optimize your business expenses.