Live debt free,
earn as you spend.
Avoid risks of getting into debt or overspending.
Spend your available balance. Share your balance across all your Papara Cards, track your expenses.
Earn instant cash rewards with Papara Cashback.
No hidden fees, maintenance fees, card fees.
Open an account
Spend
Secure shopping anywhere
around the world.
Earn
Earn cashback from brands and categories.
Deposit & Withdraw
Deposit/withdraw money at all local ATMs.
No fees at Akbank ATMs.
Which one is your Papara Card?
Black Card
Use it completely free, get instant cash on certain brands. Moreover, you can design your own card.
Accepted worldwide, contactless payment
No card fees or monthly fees
Earn cash instantly with the Cashback Program
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Design your own card for ₺199
Gray Card
Use it completely free, get instant cash on certain brands. Moreover, you can design your own card.
Accepted worldwide, contactless payment
No card fees or monthly fees
Earn cash instantly with the Cashback Program
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Design your own card for ₺199
Rose Card
Use it completely free, get instant cash on certain brands. Moreover, you can design your own card.
Accepted worldwide, contactless payment
No card fees or monthly fees
Earn cash instantly with the Cashback Program
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Design your own card for ₺199
Almond Card
Use it completely free, get instant cash on certain brands. Moreover, you can design your own card.
Accepted worldwide, contactless payment
No card fees or monthly fees
Earn cash instantly with the Cashback Program
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Design your own card for ₺199
Teal Card
Use it completely free, get instant cash on certain brands. Moreover, you can design your own card.
Accepted worldwide, contactless payment
No card fees or monthly fees
Earn cash instantly with the Cashback Program
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Design your own card for ₺199
Gray Metal Card
Metal Card made of 18 grams of laser-cut stainless steel, with your name on it.
₺1,999 one-off card fee
Accepted worldwide
No monthly fees
18 grams of stainless steel
Produced abroad for you
Earn cash instantly with the Cashback Program
Cash deposit at ATMs
Free cash deposit at Akbank ATMs
Gold Metal Card
Metal Card made of 18 grams of laser-cut stainless steel, with your name on it.
₺1,999 one-off card fee
Accepted worldwide
No monthly fees
18 grams of stainless steel
Produced abroad for you
Earn cash instantly with the Cashback Program
Cash deposit at ATMs
Free cash deposit at Akbank ATMs
Rose Metal Card
Metal Card made of 18 grams of laser-cut stainless steel, with your name on it.
₺1,999 one-off card fee
Accepted worldwide
No monthly fees
18 grams of stainless steel
Produced abroad for you
Earn cash instantly with the Cashback Program
Cash deposit at ATMs
Free cash deposit at Akbank ATMs
Superman Card
You can purchase limited edition Collection Cards from Papara and add it to your account.
₺149 one-time card fee
Accepted worldwide
Earn cash instantly with the Cashback Program
Contactless payment
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Batman Card
You can purchase limited edition Collection Cards from Papara and add it to your account.
₺149 one-time card fee
Accepted worldwide
Earn cash instantly with the Cashback Program
Contactless payment
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Flash Card
You can purchase limited edition Collection Cards from Papara and add it to your account.
₺149 one-time card fee
Accepted worldwide
Earn cash instantly with the Cashback Program
Contactless payment
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Harley Quinn Card
You can purchase limited edition Collection Cards from Papara and add it to your account.
₺149 one-time card fee
Accepted worldwide
Earn cash instantly with the Cashback Program
Contactless payment
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
Joker Card
You can purchase limited edition Collection Cards from Papara and add it to your account.
₺149 one-time card fee
Accepted worldwide
Earn cash instantly with the Cashback Program
Contactless payment
Cash deposits/withdrawals at ATMs
Free deposit/withdrawal from Akbank ATMs
100% control
at your fingertips.
Add your Papara Card. Set a PIN.
Disable & enable your card as many times as you like.
Do it all without leaving the app.
Track your spending,
manage your budget.
Know where your money goes. Monitor your budget with charts in real time.
Manage subscriptions
in one place.
View subscriptions on your Papara Cards and keep track of your spendings.
Tired of canceling subscriptions one by one? Pause any subscription payment with one tap on the Papara app.
Withdraw money from ATMs easily.
Even if you don't have your Papara Card with you, you can withdraw money from ATMs. Enter the amount you want to withdraw, scan the QR code displayed on the ATM screen, withdraw your money.
Deposit money easily via QR at ATMs.
Even if you don’t have your Papara Card with you, you can easily deposit money at ATMs. In the Papara app, select the Deposit via QR at ATM step, scan the QR code displayed on the ATM screen, and deposit your money. Once the transaction is complete, the amount will be instantly credited to your Papara account.
Make your POS payments with QR.
Even if you don't have your Papara Card with you, you can make payments at POS devices. Simply scan the QR code generated on the POS, confirm your payment, and complete your purchase.
Split bills and expenses.
Going out with friends?
Don't fret as the bill comes. Papara does the math and splits your bill in an instant.
Not only card spendings too, you can split monthly bills with your homemates.
Round up the cents, let the cents turn into kindness.
You can round up the cents from your expenses made with Papara Card to the next TL and donate the difference to the charity organization of your choice.
Earn instant cashback as you spend.
Earn instant cash on fixed brands at fixed rates without worrying about where or until when you can spend with the Cashback Program.
Earn cashback, use it as you wish.
You can have your Cashbacks credited to your account instantly or at the end of the month, then use the balance to purchase precious metals.
If you wish, you can transfer your rewards to your savings account to grow your balance, or donate them to a charity of your choice.