Live debt free,
earn as you spend

Avoid risks of getting into debt or overspending.
Spend your available balance. Track your expenses.
Earn instant cash rewards with Papara Cashback.

No hidden fees, maintenance fees, card fees.

Open an account

Spend

Secure shopping anywhere
around the world.

Earn

Earn cashback from brands and categories
without minimum spending limits.

Deposit & Withdraw

Deposit/withdraw money at all local ATMs.
No fees up to 500 TL per month.

Choose your Papara Card. You can't go wrong with Papara.

  • Papara Black Card

    You can apply through the mobile app or the website. The card will have your name on it and will be delivered to your address.

     Accepted worldwide

     No card fees, monthly fees, subscription fees

     Earn instant Cashback

     Contactless payment

     Free ATM deposits up to 500 TL every month

     ATM Withdrawals

     Free ATM withdrawals up to 500 TL every month

    Open an account
  • Papara Lite Card

    You can purchase it at points of sale. The card will not have your name on it. You'll be refunded the card fee after you link it to your account.

     Accepted worldwide

     No card fees, monthly fees, subscription fees

     Earn instant Cashback

     Contactless Payment

     Free ATM deposits up to 500 TL every month

     View points of sale

    Open an account
  • Papara Virtual Card

    You can create a virtual card instantly and start using it while shopping online.

     Accepted worldwide

     Free virtual cards every month

     Earn instant Cashback

     Create and use instantly

     

     

     

    Open an account
  • Gift Card

    Buy a Gift Card for anyone you want. It’s exclusively used on the brand of your choice. You can even send it to friends who don’t use Papara yet.

     Used as a virtual card

     Usable only on the brand of your choice

     Sent immediately or on a specified date

     Can be used for 1 year

     Has its own balance

    More Information
  • Ghost Virtual Card

    You can use the card on websites that you do not know or trust to make a one-time online payment.

     Accepted worldwide

     Disposable virtual card

     Earn instant Cashback

     Create and use instantly

     Closes instantly after the first spending

     

     

    Open an account
  • Papara Metal Card

    Papara Metal program continues to be developed and designed for our users. The program will be launched soon.

     18 grams of stainless steel

     Laser-cut perfect details

     Contactless payment

     Premium Cashback offers

    Coming Soon
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100% control
at your fingertips.

Add your Papara Card. Set a PIN.
Disable & enable your card as many times as you like.

Do it all without leaving the app.

Track your spending,
manage your budget

Know where your money goes. Monitor your budget with charts in real time.

Manage subscriptions
in one place.

You can view the subscriptions on your Papara Cards and keep track your spendings.

Tired of cancelling subscriptions one by one? Stop any subscription payment with one tap on the Papara app.

Earn instant cashback

Papara Cashback is simple and quick without discount codes or points—instant cash rewards at the checkout.

Earn cashback as you spend.

No need to figure out how to earn and spend your cashback. Papara Cashback is simple and quick without discount codes or points—instant cash rewards. Earn cashback without worrying about campaign durations, spending conditions, and expiration dates.

Earn 50% cashback on Netflix, Spotify, and YouTube Premium subscriptions—every month.

Papara Lite Card Points of Sale

Stay tuned for more locations!

Frequently Asked Questions

Open an account in seconds

Open your free account and start using Papara now.

Open an account