Protect your money with the latest technology
Papara always aims to protect your account from malicious acts by employing enhanced security measures, and keeps you posted with instant notifications on every transaction.
Hide personal information and block unknown users with adjustable privacy settings. Lock and unlock your card, create disposable cards, spend with confidence.
It's all under control
Papara is an electronic money institution that operates under the supervision of the Central Bank of the Republic of Turkey, and the Financial Crimes Investigation Board. We are regularly audited by internal and external auditors.
As per the law numbered 6493, Papara is obligated to hold 100% of each user's account balance in cash in the Central Bank of the Republic of Turkey. Papara cannot benefit from this money by earning interest on it.
Are you worried about checking your account in crowded places?
Discreet Mode hides away your balance and transaction amounts. Just double tap the Papara logo and roam the app freely.
Papara notifies you about everything that happens in your account, so that you always stay in the know.
You can hide your name and profile picture in all your transactions.
In case anyone bothers you, you can just block them to automatically reject their payments and money requests.
Only you have access
Only your device can be used to access your account. If a login attempt is made from a different device, we make sure it's you with a confirmation email.
Manage your card
Managing your Papara Card is simple as a few taps. You can lock and unlock it as you wish, or set a spending limit. Contactless payments can be toggled off for ease of mind in crowded areas. You can change your card's PIN without leaving app.
Lock & unlock your card
Lost your card? Don't mind it.
Lock your card with a single tap. It will be disabled until you unlock it.
Disable contactless payments
Turn your Papara Card's contactless payments on or off. Complete security is one tap away with Papara.
Disposable virtual card
Our award-winning Ghost Virtual Card is perfect for one-time payments on unfamiliar websites.
It instantly self-destructs after the first transaction, saving you the trouble of unauthorized follow-up payments.
Frequently Asked Questions
Papara is a licenced electronic money institution under the law numbered 6493 on Payment and Securities Settlement Systems, Payment Services and Electronic Money Institutions. Papara's operations are supervised by the Central Bank of the Republic of Turkey.
Papara users' funds are guaranteed and held in accounts in the Central Bank of Republic of Turkey.
In accordance with the law, Papara cannot use and generate a profit using users' funds.
We never call or email you to ask for your name, email address, phone number or password. We never ask that you type or dial a number on your phone, or ask for your SMS code that's used for logging in.
Ignore anyone who claims to be calling from Papara, our official support number is 0850 340 0 340, and never share your personal information with these people.
If you believe a suspicious person is contacting you, restrain from sharing personal or account information, and notify us about it. Lastly, do not trust anyone who pose as a police, judge, public prosecutor or any other civil servant.
According to the laws of Turkey, it's a crime to let someone else use one's verified Papara account.
You will be held legally responsible for all transactions made the person in posession of your account. If suspicious activity is detected on your account, it will be naturally assumed that you made these transactions and you may face criminal charges. Papara is obligated by law to track transactions on users' accounts and report any suspicious transactions to the authorities.
In case it is detected that someone else is using your account, your account will be closed immediately and permanently, and you will not be able to use your Verified account again.
As an electronic money institution, Papara is obligated to keep personal data for ten years for the execution of auditing or regulatory duties and for disciplinary investigation or prosecution by public institutions for the prevention of crime or for a criminal investigation in accordance with the Personal Data Protection and Processing Policy.
Please note that Papara will not store your data any longer than the necessary time period specified by the law.
Please mind for your security.
Papara never sends emails or makes calls asking for users' passwords,
requesting personal data, or asking for an update of personal data.