You can send money to another Papara account or bank account for free.

• To send money to other Papara users, enter the recipient's mobile phone number or Papara number following the steps in Money Transfer> Send Money.
• To send money to another person's bank account, enter the IBAN of the recipient's bank account following the steps in Money Transfer> Send Money> Papara No/IBAN.

If the recipient is not a Papara user, you can invite them by sending money. All you need is a phone number. The money is transferred as soon as the recipient opens the Papara account.